Real Estate Property Analyzer

Perform a rental property investment analysis. Purchase price: [PRICE], down payment: [DOWN_PAYMENT], interest rate: [INTEREST_RATE], estimated monthly rent: [RENT], monthly property tax: [TAX], insurance: [INSURANCE], maintenance reserve: [MAINTENANCE_PCT]. Calculate: 1) Cash-on-cash return, 2) Cap rate, 3) Monthly net cash flow, 4) 5-year appreciation forecast (assuming 3% growth), 5) Rationale/risks of this deal.